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2-bed luxurious riverside apartment in SW FRANCE

Apartment for sale in
France - Poitou-Charentes

€ 139,500

2-bed luxurious riverside apartment in SW FRANCE

A wonderfully illuminated apartment located at the corner of the building where it gets plenty of sunlight and enjoys beautiful views of the landscaped gardens, river 'Vienne' and the scenic city of Confolens.

The apartment features overhead storage, large windows in every room and gets plenty of sunlight throughout the day.

The apartment will be fitted with efficient heat pumps for both heating and cooling so you can enjoy economical heating in the winter and effective and pleasant cooling in the summer. In addition, you will also be benefiting from the latest technology in water heating as all apartments will also be fitted with thermodynamic water heating systems, which are not only environmentally friendly but also very cost-effective.

Residence de Labajouderie: A conversion project of a historic building of grandstanding into new luxurious apartments on the borders of the Vienne River in the historic city of Confolens, in the beautiful French countryside. Each apartment is completely unique and can be customized to your taste and needs. Secure, gated and private property with concierge on site 24/7. Fantastic facilities including: heated swimming pool, Jacuzzi, gym/sauna, landscaped courtyard and beautiful garden, with direct, uninterrupted views of the city and river.

Excellent Location--CONFOLENS Fantastic central town location, a couple of minutes' walk from the town center and within walking distance to all local amenities. Within easy access to cities such as Angouleme, Bordeaux, Poitiers, Limoges, Cognac and more. Lively town, with a nice selection of restaurants and cafes, Host of the annual week-long International Dance Festival which attracts more than 100,000 tourists every summer Hosts weekly events throughout the summer and two local markets (every Wednesday and Saturday) for fresh local produce and various textiles all year round Limoges and Bordeaux airports nearby which make it easy to travel to, and Angouleme is a short drive away with a great selection of restaurants and shopping strips, as well as a central train station that has direct TGVs (fast trains) to all cities in France.

Unique Development--the Residence de Labajouderie Historic, riverside building with a luxury finish and up-to-date specs. Breathtaking views of the river, city and beautiful landscaped gardens. Secure, gated and private property with concierge on site and 24hr surveillance. Fantastic facilities including: heated swimming pool, Jacuzzi, gym/sauna, landscaped courtyard and beautiful garden, with direct, uninterrupted views of the city and river. New restaurant and café proposed a couple of minutes away from the property. Private parking for each apartment.

Luxury Specifications Each apartment is completely unique and customized to your taste and needs. Finished to a high luxury standard. All apartments come with fully fitted bathrooms and kitchen units and appliances that include: oven, hob, extractor, dishwasher, washing machine and dryer, and fridge freezer. Individual efficient heat pumps for both heating and cooling so you can enjoy economical heating in the winter and effective and pleasant cooling in the summer. *Latest technology in water heating as all apartments will also be fitted with thermodynamic water heating systems, which are not only environmentally friendly but also very cost-effective.

Cozy New 1-Bed Riverside Apt with Lots of Facilities

Apartment for sale in
France - Poitou-Charentes

€ 92,500

Cozy New 1-Bed Riverside Apt with Lots of Facilities

An airy 1-bedroom apartment with a beautiful tall top archway windows and a spacious living room that looks into the wonderfully landscaped inner courtyard. The apartment features storage.

The apartment benefits from the beautiful B Block entrance with its original features, flooring and character.

The apartment will be fitted with efficient heat pumps for both heating and cooling so you can enjoy economical heating in the winter and effective and pleasant cooling in the summer. In addition, you will also be benefiting from the latest technology in water heating as all apartments will also be fitted with thermodynamic water heating systems, which are not only environmentally friendly but also very cost-effective.

Residence de Labajouderie: A conversion project of a historic building of grandstanding into new luxurious apartments on the borders of the Vienne River in the historic city of Confolens, in the beautiful French countryside. Each apartment is completely unique and can be customized to your taste and needs. Secure, gated and private property with concierge on site 24/7. Fantastic facilities including: heated swimming pool, Jacuzzi, gym/sauna, landscaped courtyard and beautiful garden, with direct, uninterrupted views of the city and river.

Excellent Location--CONFOLENS Fantastic central town location, a couple of minutes' walk from the town center and within walking distance to all local amenities. Within easy access to cities such as Angouleme, Bordeaux, Poitiers, Limoges, Cognac and more. Lively town, with a nice selection of restaurants and cafes, Host of the annual week-long International Dance Festival which attracts more than 100,000 tourists every summer Hosts weekly events throughout the summer and two local markets (every Wednesday and Saturday) for fresh local produce and various textiles all year round Limoges and Bordeaux airports nearby which make it easy to travel to, and Angouleme is a short drive away with a great selection of restaurants and shopping strips, as well as a central train station that has direct TGVs (fast trains) to all cities in France.

Unique Development--the Residence de Labajouderie Historic, riverside building with a luxury finish and up-to-date specs. Breathtaking views of the river, city and beautiful landscaped gardens. Secure, gated and private property with concierge on site and 24hr surveillance. Fantastic facilities including: heated swimming pool, Jacuzzi, gym/sauna, landscaped courtyard and beautiful garden, with direct, uninterrupted views of the city and river. New restaurant and café proposed a couple of minutes away from the property. Private parking for each apartment.

Luxury Specifications Each apartment is completely unique and customized to your taste and needs. Finished to a high luxury standard. All apartments come with fully fitted bathrooms and kitchen units and appliances that include: oven, hob, extractor, dishwasher, washing machine and dryer, and fridge freezer. Individual efficient heat pumps for both heating and cooling so you can enjoy economical heating in the winter and effective and pleasant cooling in the summer. *Latest technology in water heating as all apartments will also be fitted with thermodynamic water heating systems, which are not only environmentally friendly but also very cost-effective.

Beautiful Luxurious 1-bed Riverside Apt in Historic Building

Apartment for sale in
France - Poitou-Charentes

€ 93,000

Beautiful Luxurious 1-bed Riverside Apt in Historic Building

A beautiful corner 1-bed apartment featuring a wide original double entrance door that leads into a spacious living room with tall window that lets in a lot of light. The apartment also features a separate kitchen, a bathroom and separate washing machine, dryer cupboard with storage above. The bedroom is light and airy and offers lots of sunlight, with two gorgeous large windows.

The apartment will be fitted with efficient heat pumps for both heating and cooling so you can enjoy economical heating in the winter and effective and pleasant cooling in the summer. In addition, you will also be benefiting from the latest technology in water heating as all apartments will also be fitted with thermodynamic water heating systems, which are not only environmentally friendly but also very cost-effective.

The apartment also benefits from the beautiful B Block entrance with its original features, flooring and character.

Residence de Labajouderie: A conversion project of a historic building of grandstanding into new luxurious apartments on the borders of the Vienne River in the historic city of Confolens, in the beautiful French countryside. Each apartment is completely unique and can be customized to your taste and needs. Secure, gated and private property with concierge on site 24/7. Fantastic facilities including: heated swimming pool, Jacuzzi, gym/sauna, landscaped courtyard and beautiful garden, with direct, uninterrupted views of the city and river.

Excellent Location--CONFOLENS Fantastic central town location, a couple of minutes' walk from the town center and within walking distance to all local amenities. Within easy access to cities such as Angouleme, Bordeaux, Poitiers, Limoges, Cognac and more. Lively town, with a nice selection of restaurants and cafes, Host of the annual week-long International Dance Festival which attracts more than 100,000 tourists every summer Hosts weekly events throughout the summer and two local markets (every Wednesday and Saturday) for fresh local produce and various textiles all year round Limoges and Bordeaux airports nearby which make it easy to travel to, and Angouleme is a short drive away with a great selection of restaurants and shopping strips, as well as a central train station that has direct TGVs (fast trains) to all cities in France.

Unique Development--the Residence de Labajouderie Historic, riverside building with a luxury finish and up-to-date specs. Breathtaking views of the river, city and beautiful landscaped gardens. Secure, gated and private property with concierge on site and 24hr surveillance. Fantastic facilities including: heated swimming pool, Jacuzzi, gym/sauna, landscaped courtyard and beautiful garden, with direct, uninterrupted views of the city and river. New restaurant and café proposed a couple of minutes away from the property. Private parking for each apartment.

Luxury Specifications Each apartment is completely unique and customized to your taste and needs. Finished to a high luxury standard. All apartments come with fully fitted bathrooms and kitchen units and appliances that include: oven, hob, extractor, dishwasher, washing machine and dryer, and fridge freezer. Individual efficient heat pumps for both heating and cooling so you can enjoy economical heating in the winter and effective and pleasant cooling in the summer. *Latest technology in water heating as all apartments will also be fitted with thermodynamic water heating systems, which are not only environmentally friendly but also very cost-effective.

My Vanilla "Q" corner unit with northwest views overlooking

Apartment for rent in
USA - Texas

€ 2,011

My Vanilla "Q" corner unit with northwest views overlooking

This is a two bedroom, two bath unit, It's a move-in ready with recent paint and engineered wood floors in the living and dining areas. The alley kitchen which has been custom-designed with open access to the living area is perfect for entertaining. There is a second living area or breakfast area, alongside the kitchen, where a full-size studio or console piano fits perfectly into the nook. The master bedroom has a walk-in warp-around closet, that guides to the en-suite master bathroom. The second bedroom is perfect as a guest room and/or study area boasting built-in closet/cabinet spaces,Heater works perfectly. Two parking spaces in covered garage with easy access on the B level.
Please note that this is a special home to me and i will appreciate only a neat and good behavior tenant who is willing to take good care of the apartment.(€2011.12)

Seller Financed / Pay Monthly freehold home in Bulgaria

House for sale in
Bulgaria - Veliko Turnovo

€ 5,000

Seller Financed / Pay Monthly freehold home in Bulgaria

£4,500 @ £300 per month - Near lake!* BTC Bitcoin accepted *

Pay Monthly - £4,500 purchase price - payable at £300 per month.

Bitcoin accepted - 10% discount available for Buy-It-Now or 5% discount on Pay Monthly.

Immediate transfer of keys, rights and possession. No interest, clear the balance at any time without penalty.

Payment terms are flexible and tailored specifically for your personal budget (min. £300 p.m)

Your new place near the lake! What you see is what you get - available today on Pay Monthly!

Bulgariadirect, est. 2003, are pleased to offer an innovative and affordable new route to home ownership, without the stress and worry of conventional mortgages! A simple, secure and transparent solution offering home ownership, without tying up your all your capital at once.

Your MASSIVE new home sits UNDER 5min from Alexander Stamboliysky lake! Laden with features sure to impress, including the massive outbuildings + easy access with a vehicle access gate straight onto your big plot! As for the setting.... simply stunning to say the least!

Bags of living space for all the family and visiting friends... with further scope for conversion! Remember the land is all buildeable and that huge outbuilding is ripe for conversion!

A very viable and profitable guest let can be realized by the new owner today! Full time home abroad or your new holiday pad in the sun! Or how about a good old B&B / Guest Let? As new owner the choice is entirely yours! This one has it all and then some!! Your land plot is all regulated (building permissible!) and home to several fruit trees. Almost anything you care to plant will flourish here in one of Bulgaria's most fertile regions!

As usual, general repairs may be required throughout, nothing major and all mostly cosmetic. For example the exterior could use a good coat of paint! As you're paying in installments, you can take as long as you need, step by step, without tying up all your capital at once.

Where better to get away from it all? Bulgaria offers you a superb climate and living costs averaging under 1/3 of the UK's. Escape the hassle and stress of every day UK life, the looming uncertainty of Brexit and move to the world's best value, lowest living costs country. Today anyone, even on the tiniest of budgets can enjoy an altogether healthier and wealthier lifestyle.

Camping, fishing, boating... simple stroll round the shores... whilst weekends can pack a crowd, at other times the lake sits near deserted! Your property itself also enjoys good privacy, benefiting from a prime vantage point. At the same time you are in a well developed location, within walking distance of shops, diners, bus stops and so on.

Did you know? Your annual council tax on this place comes to whopping £18 per year, yes eighteen pounds! Can you afford that?

Not forgetting Veliko Tarnovo of course... where city life starts just 30min from home! If you've been sitting on the fence-post pondering, now is really the time to act. Here you have the good old country life right on your doorstep and the bright city lights, just a short bus hop away!

Where else but Bulgaria do you get so much property to the £? Getting in on the action has never been easier, this entire property is available today on monthly installments.

Keys are ready, awaiting the new owner! Owning a home in the sun has never been easier.

What's new?

If you're looking to buy properties abroad you came to the right place. Here is the latest real estate that is listed abroad. Set a search alert and never miss out on the best deals ever again. You will be notified as soon as the next property that matches your search criteria is added. See the complete list of properties for sale or see the latest property ads below.

1 BHK flat for sale in Devnandan Sankalp City Nava Naroda
India
Gujarat
€ 1,300,000
House
Greece
Attiki
€ 80,000
3 floor house
Greece
Attiki
€ 140,000
JR Prefab House Kits to Build to Live in STD99
USA
Arizona
€ 27,993
FOR SALE - Modern house - La Ceiba - Alajuela
Costa Rica
Alajuela
€ 233,000
Vacant residential lot, serviced, flat
Canada
Ontario
€ 16,300
BİR VİLLA ALANA 2 PASAPORT VATANDAŞLIK BİZDEN
Turkey
Istanbul
€ 35,327,081
Prime land in Kiambu, Kenya.
Kenya
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€ 27,805
1+1 Apartment For Sale In Istanbul
Turkey
Istanbul
€ 19,000
Double house
Greece
Argolis
€ 145,000
Double house
Greece
Evvoia
€ 60,000
 2 Bedroom House with Garden. Wonderful Views - East Crete
Greece
Lasithi
€ 49,500
Greece center of Athens Appartment 110sqm investment tourism
Greece
Attiki
€ 148,000
Phangan Seaview land for sale
Thailand
Surat Thani
€ 437,500
Phangan Seaview land for sale
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Surat Thani
€ 181,250
Beylikdüzü Arena'dan  HARİKA BİR DAİRE DAHA
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Our property blog

The latest articles covering various topics about buying and selling your property.

commercial real estate

How to sell commercial real estate

Whether you are a broker or a property owner, to sell commercial real estate is not what it used to be as there can be many surprises. Investors view the commercial property as an investment machine aimed to generate income. If the numbers add up, there is a possibility for a bidding war. And if not, the sale may not be that easy.

Getting yourself prepared can make a great difference between being stuck or creating a favourable property sale.  However, the best way to get started is to make the property as pleasantly engaging as possible to give prospects a great first impression. An abandoned commercial property for sale can discourage buyers, thereby affecting the sale price.

How do you want to sell commercial property?

Sell commercial real estate without a broker

While it is unusual for owners to sell commercial real estate by themselves, we cannot rule out the fact that it is possible. Some may have rich experience in commercial properties and are sure to complete the deal without an agent. Others may simply want to maximize their proceeds by circumventing the broker commission.

Whichever way, note that a lot is at stake with commercial real estate sales. Also, the process is complex to finalize. If you have decided to sell by yourself, you will be the one in charge of the entire transaction process, from listing your property to finding potential buyers, communicating with them, finalizing the paper works, inspection, hiring a lawyer etc.

Commercial property for sale using a broker

The activities involved in selling your commercial property by yourself can be hectic and time-consuming. Thus, finding a reliable commercial real estate company who has your best interest at heart can save you a lot of hassle.

They will take over all the processes and help you sell your commercial property quicker. Beyond these, they will help to determine the proper worth of your property for the current market conditions. This is saving you tons of research time.

Rather than relying only on the conventional marketing approaches, professional brokers have an established network of investors and brokers who may be interested in buying your property. They will present your property directly to these prospects, which significantly increase your chances of getting a competent buyer promptly.

You get many benefits when you employ a broker to help with your property sale. But just like with other industry, it is important you do research before deciding on a brokerage agency. Like this you get the best deal for your property.

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

Image by F. Muhammad from Pixabay

Take Better Real Estate Photos

Great Tips to Take Better Real Estate Photos

Real estate online listings are rarely filed without being accompanied by good quality images. This is because images are fundamental for properties to sell. People generally prefer visuals and the images you select to showcase with your listing should give potential buyers an idea of the kind of atmosphere to expect.

A recent survey by the National Association of Realtors revealed that photos were the most top rated features homebuyers looked forward to while searching homes online. Some agents prefer taking their pictures, while some solely depend on professional photographers for the job. Commercial real estate photographs also add authenticity to the listings.

To help you think differently about how you approach taking great photos, here are some tips for real estate photography:

Before You Photograph

  • Arrange a good camera and its equipment: The most important thing to remember is that cell phone cameras don’t qualify if you want top-quality shots. A good DSLR camera that offers multiple settings options and uses a variety of lenses will work well. Along with a good camera, investing in a tripod is also recommended.
  • Prepare each room to be photographed: Before you can start shooting your listing photos, you need to make sure your home is camera-ready. Begin by decluttering and deep cleaning all of your rooms. Every surface must be bare, every shelf neat and organized, so find a place for all of your belongings. This step of the process is vital for not only photographing your home but also showing it. Everyone loves to see balanced photos that look fresh and crisp but lived-in and home-like. 
  • Consider staging your home: Who doesn’t want to show off their home while listing them. Make sure the house is clean, clear of all distracting items, pets, and other things. You may replace these by placing fresh flowers to add brightness and vibrancy to the house. According to the same NAR study, 83% of buyer’s agents believe that home staging has made it easier for their clients to visualize themselves in the homes they’ve toured. If you think the cost is too steep, you should at least consider hiring someone to stage your home virtually. With virtual staging, buyers are at least be able to get a sense of the space through the photos.

 While You Photograph

  • Pay close attention to your lighting: Always keep the curtains open and switch on all the lights to make the room bright and well illuminated. It is not recommended to rely on the camera’s inbuilt flash as it creates shadows and reflects off windows and mirrors. Also, avoid taking pictures when it is not sunny and the weather is gloomy.
  • Angles and compositions are essential: The best way to showcase the room’s features is to shoot from a corner or the doorways. This will capture the room to its maximum space. Additionally, it makes the room look spacious. While photographing exterior features of the home, stand at an angle rather than taking straight photographs.

After You Photograph

  • Edit your photos, but don’t misrepresent the home: Misleading buyers with manipulated images is something every real estate agent must stay away from. For instance, a photo taken with a wide-angle lens can be deceptive and make the room look ambiguously larger. This will disappoint the buyers when they come for open houses to check the property. 

You can take services from a company like for Styldod to perfect your photos. It is affordable, and you’ll be surprised at just how great the before and after shots look. Plus, Styldod is specifically a real estate tool, so they’ll edit the images with a buyer’s eye in mind. You can also submit exterior photos to Styldod and have them change daytime photos to dusk photos. This is amazing since it might be challenging to get that perfect sunset shot yourself. The goal is to use your real estate photos to sell as many properties as possible. 

Author Bio

Rahul Agarwal is the Co-founder & Chief Business Officer at Styldod, where he has taught a computer to do interior design! Styldod provides the most hassle-free & inexpensive virtual staging solutions for real estate agents so they can sell their listings faster, and for higher prices. Rahul was also a co-founder of Mebelkart (which is acquired by Ask Me). He’s your everyday IIT Kanpur nerd who pushes the boundaries with his innovative entrepreneurial stints and is also a sound startup investor & advisor. Rahul attributes his success as a professional to the discipline he has learned from his district hockey days, being a swimmer and a gym enthusiast.

real estate scams - a call about your tax

Real Estate Scams – When you get a call about your Real Estate Tax

You may be shocked at first but of course more than eager to pay your duties. But please don’t! This is one of the newer real estate scams that are starting to circulate.

The call about your real estate tax

This is a nasty trick where someone calls potential victims to tell them of an additional real estate tax or some other kind of fee that they need to pay. This person will tell them to pay in cash to someone who will collect the money at their home.

Please note, the tax office would never work in this way. It will never request money without an official statement, and under no circumstances will they go to a person’s house to collect money.

Residents are advised to be alert because it was reported that some individuals are posing as representatives of the tax office with the intent to scam taxpayers. 

It is sad that even in the middle of a pandemic we have to remain vigilant to don’t fall into the trap of one of the real estate scams. The best defence is awareness. So, it is good that you informed yourself – that’s the first step to don’t be scammed.

Don’t hesitate to report real estate scams

If this has already happened to you or you are suspicious about something similar please call your local police department. Don’t hesitate to do so, as this will help others to be alert as well.

Of course, you can also call your local tax office if you like to confirm your real estate tax. 

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

renting vs buying

Buying vs Renting – should you buy a house?

Buying or to renting a place to call home is one of the questions on many people’s minds at a certain point in life. If you are settled in a place with a good job and can foresee yourself staying there in the nearest future, would it be more advantageous to continue to rent or take out a mortgage?

The answer generally depends on individual’s choice, as you may have different values to the usually home buying route. Of course, there are benefits to renting a house, but the advantages of buying supersede that of renting. It gives you a sense of security and satisfaction in having a place to call your own – permanently. With that said, outlined below are a few key benefits you enjoy when you buy your own home as against renting.

1 – Equity building

One major benefit of buying a home is in building equity. As you make your mortgage payments, the amount of money you owe on a home reduces. And the more your home value increases, the more money you save. You can even consider mortgage as a forced savings plan. When you pay rent, you are technically making someone better off by paying their mortgage and building up their equity. Of course, renting can initially be cheaper than buying a home, but many see it as throwing money down the drain. If I may ask, why do you want to be building savings for someone else when you can contribute towards your own investment?

2 – Modify to taste

It is always fun to create a living style that is all your own. As a homeowner, you can always make changes to your home to suit your taste and preference. You can renovate, customize, and paint the walls any color you wish etc. In fact, there won’t be anyone to tell you what you can and cannot do. But if you rent a house, you are always at the mercy of whatever the homeowner will allow you to do.

3 – Unparalleled stability

The stability you experience when you have your own home is unparalleled. You understand that if you lock in an interest rate your payments remain constant. If you rent, you have no control over the increments in rental payments. The property owner may evict you or even sell the home from under you at will.

Final thought about buying vs renting

Renting a home can be a great place to start. But when you buy your own home you have a sense of permanence, and it also contributes positively to your financial future as you are constantly building equity. Additionally, buying a home provides security for your family knowing that they have a place to call their own.

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

selling overseas real estate

5 tips – selling overseas real estate on an international market

Selling overseas real estate to an international pool of clients is a completely different game all together. You know better than anyone that this means to get your property in front of your ideal client in their home country.

Selling overseas real estate – How can you possibly do that?

It can be a mine-field when trying to create an effective strategy when you are marketing your property online. What website will the possible buyer look at? Is there a website where you can offer your real estate to the whole world? Of course, almost every website can be visited from all over the world but would it be popular enough in the country of your ideal client?

1 Get the right real estate portal that is specialized to promote to international clients

In fact, the services of many huge website portals only available to the country they are located in. Realtors with international listings usually are not allowed to list them. Even if one allows it, their focus is not on helping real estate agents to promote to an international audience.

Check out one of our property portals that not only performs extremely well but also will put your ad on a world map, making it easy for international buyers to find it.

Register with them and benefit from a range of services that will help you buy, find, sell or rent international real estate.

If you are looking for overseas property yourself but you are on a limited budget, check out this website https://www.propertyunder100k.com/ and find lots of bargains below 100k.

2 Use a sales platform that is internationally known

There exist platforms that facilitates the sale of real estate between third-party buyers and sellers. This is a very good way to get good leads. One example would be eBay. Maybe it is not available in your country or the real estate section is restricted but once you have an account in eBay you easily can use it on eBay sites of other countries.

Another good website were you can list your property is https://www.listproperty4free.com/

3 Use Social Media to promote your overseas real estate

Probably you heard this many times – no matter what you want to promote – use social media. Used in the right way you are no beating in the air but actually getting some real results. Actually, it might be even easier to find the right audience for your property. In Facebook for example, you can enter your real estate in the market place and promote it in related groups. And the best of all, it’s all free. Just takes a bit of your time.

4 Make the best impression

I can’t stress this enough. When selling overseas real estate, the first impression – which will probably be when someone looks at your ad – is the most important. By this someone might decide to make contact and come for a viewing. How can you do this?

Present your property in the best light, tidy up, declutter do what it takes to give a great feel to the place and very important – do professional photos.

That’s making a good impression from a visual point of view.  Also, put some work in an appealing text to describe your real estate. Mention the best features of it and it’s potential. Especially in an overseas real estate it makes sense to tell a bit about the lifestyle too.

5 Be flexible with payments if you can

Sometimes it is already hard enough to get a mortgage for a first home. If you like to get something abroad it gets even more difficult. Therefore, you will have more possible buyers if you can be flexible with your terms of payment.

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

Image: Image by Gerd Altmann from Pixabay

home improvements

Home Improvements You’ll Never Regret

When it comes to home improvements, there are some that surely will last a lifetime.

Home Improvements

Sitting in an apartment that was built when I was born, I wish the builders already had thought about some extras instead of going for the minimum standard.  But on the other hand, I probably would not appreciate some changes as much. Although it’s impossible to predict the future there are a few enhancements that surely will give more comfort, sustainability and even increase the value of your home. So, no matter if you’re ‘dwelling or selling’, here are some areas that are a safe bet.

Windows

By replacing old windows with high-quality double-glazing windows, you are adding energy efficiency along with security to your home. Needless to say, it makes your house so much more comfortable, they look good and sometimes they are also easier to clean – depending on how your old windows looked like. This is definitely something you will love.

Heating

Did you know that upgrading a home’s boiler and heating system has the highest return of investment when it comes to increasing a property’s value? At the same time, it is even more cost-effective than other renovations and refurbishments.

Best is to combine the fitting of new heating equipment with other improvements, such as replacing old windows, sealing the entrance door and insulating the roof. In doing this, you can see your energy savings begin to show.

Electrical

Extreme temperatures can put an extra burden on your home’s electrical system. If yours is already older it would probably be a good idea to have it inspected and at the same time the electrician can advise you on electrical improvements you can do.

Getting the right lighting in your real estate is not only saving electricity but it also puts your home in the right light. With the right light fixtures you can cater for the right mood and set an ambience everybody loves.

No-Cost Home Energy Upgrades

Some countries help homeowners to make energy saving upgrades. Whether you rent or own, you could be eligible to receive free energy-efficient home improvements or get some financial help. It surely is worth to look this up in your country before you start your home improvements as this can really make a big difference in your budget.

Are you still looking for your own DIY project? Have a look at homes for sale that need renovations on https://www.all-real-estate.com/derelict-properties-for-sale

Or you just finished your hoome improvemets? Let us know how did it go in the coment below. If you are thinking to sell it, you can list it with us for free.

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

Image: Image by Pexels from Pixabay

lenders use gross income

Why most Lenders Use Gross Income instead of Net Income

It might not seem logical that most lenders use your gross monthly income when deciding affordability instead of your net income, the money you actually take home. In the end, it’s the take-home pay you will use for your monthly expenses – this will include your mortgage.

Some Reasons why Lenders use the Gross Income

Foremost, it’s widespread. Most mortgage companies use the gross monthly income to analyse the debt-to-income ratio – and consequently affordability. Like this, everyone is using the same procedure and it is much easier to compare the loan that was offered. Of course, there are exceptions, a few loans do take monthly expenses into consideration.

Another reason is this, it’s a number that most clients know. Calculating the net income with taxes and other deductions is complex and can vary every month. Gross income is steady and easier to calculate monthly. It would be too work intensive for mortgage companies to adjust their loan programs for each person’s exact overheads.

Also, another factor that has to be considered is that when clients are asked to proof their income for their loan application, the last two years of your tax declaration is needed along with recent income statements. The gross amounts on those should align with the documents from your revenue office. As those documents will also show the gross income it is just a lot easier to use those numbers.

Thinking to buy real estate?


If you’re thinking about buying some real estate and want to know what you might qualify for, there are many websites out there where you can get a first idea. Just keep in mind to enter your gross monthly income. By visiting a few you will be able to find out what will be a good option for you.

If you are looking for a real estate bargain, check out our property listings at https://www.all-real-estate.com/property-list/for-sale

You may even be able to find a home that is so cheap that you not even need a mortgage. Does this sound intresting? Then visit our partner site https://www.propertyunder20k.com/ where you can find real estate for sale for less than 20,000 EUR.

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

Image: Image by Gundula Vogel from Pixabay

fixer upper

From fixer upper to cosy home – 10 practical tips

Fixer upper to cosy home, or better, how to purchase an old, inexpensive, run-down house and turn it into a gorgeous property everybody loves.

It doesn’t matter if you are planning to purchase a fixer upper to turn it into a home for yourself or if you are planning to make some money in the resale afterwards – you will definitely benefit from the following tips to get you through this challenging mission.

Fixer Upper to Cosy Home

The idea is simple, you buy an old building in need of repairs for a great price and a few buckets of paint later it has become a dream home. There are so many tv shows out there where exactly that happens. Of course, it all looks so easy. In reality it is not as simple as it looks. To turn your renovation project into a success lets look at a few areas that need to be considered.

1 Buying the right house

It all starts with picking the right building to start with. The biggest or cheapest real estate is not necessarily the best choice. You have to consider several factors here, especially if you are thinking to sell it after you’re done with it. What are the prices in this location for a home in a good condition? How much will the renovation cost? Is there a lot of demand for houses in this location with this size? To answer these questions, you might need to make a bit of an investigation and talk to a few people. After making all your maths you will see beforehand if it is actually worth it to jump into this venture.

Getting the right project for YOU is the key here. A house that fits in your budget and skills. This is not only the first but the most important decision you need to do.

2 Getting professional help

Unless you are a professional yourself it is always worth it to have some expert by your side to help or to guide you. If you don’t want to get a contractor for the whole job to save some money, you might be able to use him just for some stuff that you find more difficult. This will take some pressure out of you and you can be sure it’ll be a job well done. While you leave those difficult parts to someone else you can concentrate more in the other things that need doing. One thing is for sure, there is always more to do!

A lot of renovation works are not that complicated. It is amazing how quickly one can learn the basics by watching some YouTube tutorials.

3 Planning and Research

With careful planning and some research, you can guide your project in the right direction. This is of course, if you like to make changes to the layout of the house. Best would be to consult with a realtor to see what the clients usually like or dislike. Find out what they have on their wish list and think about a wow-factor you can add to your home. This can make a huge difference in the end.

Just as an example. If your project is in a hot climate, homebuyers might really love to have a pool in their backyard. If you are able to add one for, let’s say 10,000, but in the end, it will make your real estate be worth 20,000 more because of that, it’s totally worth it.

4 Get your hands dirty

You can save a lot of cash if you are working on your own house. There are so many things that are easy enough to do, even if you are not a handy person.

If you belong to this rare specie that can’t even put a nail in the wall, still there are many things you can do. For example, there is always cleaning up to do and often workers can tell you how you can prepare some works for them. This will make their jobs easier and as a result save you some money.

5 Shop around

When it comes to using the right materials for your renovation project it is always worth to shop around for special offers or to find out if the DIY shop offers discounts if you buy a certain amount.

6 Don’t hide – be open about your plans

Keeping an open communication with the neighbours and passers-by is a great way to find a buyer or tenant. Don’t underestimate the power of the word of mouth.

A construction project usually triggers a lot of interest with the neighbours. They all like to know what’s happening and who is going to move there. They might just know the right person who wants to live in your house once its finished.

7 Decorate wisely

When it comes to choose the right colours and decoration it is always good to get a few opinions. Especial value those of people who are usually dealing a lot with home buyers and tenants. Often it is a good choice to keep it simple/neutral and just set a few highlights.

8 Set a budget

When it comes to your budget, be realistic. Doing your maths is one of the biggest challenges and nearly impossible to get it 100% right. Therefore, don’t plan to spend your last penny, always keep a buffer for unexpected costs.

9 Time

When it comes to time, I never met anyone who could stick to a certain time frame when doing his own renovations – except in tv shows. I believe usually time is estimated very optimistic. Therefore, don’t be disappointed if you can’t finish in a certain time frame. Depending on the scale of you project it is always good to give a few days or weeks extra in case something takes more time than expected.

10 Stay positive

Yes, sometimes a positive attitude can make all the difference. Keeping your spirits up can give you the motivation you need to get the job done: turning your fixer upper into a cosy home.

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

House Project Covid

How My House Project Helped Me to Escape the COVID Insanity

While social distancing is strongly encouraged—and you should stay home if you can—you have the time of your life. Or haven’t you?

Articles about how wonderful this time at home is, are popping up like mushrooms in autumn. You hear how you can find new passions and hobbies like painting, reading, baking, cooking etc. It all sounds really lovely, just like great holidays at home. How cool is that!

Expectation vs Reality

Reality sometimes paints a very different picture. While others become master chefs, you might not even have any appetite. Or while others are proud how they have parties in zoom with family and friends you may just wish to be left alone finding this peace you so desperately long for. Seeing all this happy people at home made me wonder, why is it so damn hard for me?

Although I would generally consider myself mentally healthy with a stable family life, I found the new situation very challenging. This was for many different reasons. And that’s it really. Everybody of us is different and copes with this new situation during COVID in a different way.

Keep Yourself Busy with the Right Thing for YOU

One factor for me was that I had not much to do at home where I could really find my inner peace. Being at home with all the family all the time can get on your nerves a little, especially if you weren’t used to it. This is even worst if you have no space to escape to. For example, if you have just one bedroom—of course shared with your spouse—that functions also as office for both of you.

What saved me was something I noticed even before the COVID. It has to do with retired men in my region who worked in construction. Strangely enough, after they retired, they keep seeking work for themselves. They even offer their services at a very low price. I could never understand why—after a life of hard labour—you still want to work more. But now I do.

I have a thing in common with those retired men. I love to work and I always enjoyed working with my hands. Working in construction gives me the feeling that I create something lasting. Also, physical activity is proven to be very beneficial for your mental health.

Physical Activity Is Good for Your Mental Health

When you hear “Physical Activity” the first thing that comes to mind is doing some sport—working out in a gym. But working in construction gives a fair amount of exercise too. Fact is, working hard makes me happy. This gave me an idea. 

My House Project

Fortunately, I live in an area with a number of uninhabited run-down houses in the neighbourhood. Therefore, it was easy to find a cheap house for sale. I was able to buy one for me that I can renovate now in my own time, all by myself. Not only is this incredible rewarding but I can also go there whenever I need some alone time. It has given me a completely new feeling of freedom—something I lost during the COVID.

My house project also helped me to learn lots of new things. Before doing something fresh in the house I always watch some “How to” movies on YouTube. It’s incredible how creative people are. This is definitely contagious.

Not Only a Personal Achievement

My House Project hasn’t gone unnoticed in the neighbourhood. I got a lot of positive feedback from the neighbours. As much as my house project has benefited me personally in this critical time, I’m still looking forward to profit from it financially. Once finished I’m sure I can sell it for a good price.

Looking for your own House Project? Find it on www.all-real-estate.com

Bio

Our Property under 20k team are the founders of www.propertyunder20k.com and www.listproperty4free.com with the goal to search the cheapest real estate in the world and make it easy for others to find. The team is made up of landlords, real estate investors, architects and builders from several different countries.  We just love to have a good strong cup of coffee while we write our experiences in this blog.

Images: (1) Image by Alexas_Fotos from Pixabay (2) Image by 272447 from Pixabay